X2Sign Terms and Conditions of Use

These Terms and Conditions of Use ("Agreement") is a legal agreement between you and Transworld Business Advisors, LLC (hereinafter referred to as "Website Owner"), the owner and developer of X2Sign. By registering for any service provided on X2Sign you become a client ("Client") and you agree to be bound by all of the terms (the "Terms") set forth in this Agreement as long as you remain a Client. IF YOU DO NOT AGREE TO THE TERMS, PLEASE DO NOT REGISTER FOR ANY X2Sign SERVICE. The Terms are subject to change at any time, effective upon notice to you.

BY CLICKING THE "I AGREE" BUTTON BELOW, YOU AGREE THAT YOU HAVE READ, UNDERSTAND AND AGREE TO BE BOUND BY THE TERMS. THE MOST CURRENT VERSION OF THE TERMS, WHICH SUPERSEDES ALL PREVIOUS VERSIONS, CAN BE REVIEWED BY GOING TO [insert web address/link]. X2SIGN RESERVES THE RIGHT TO CHANGE THE TERMS AT ANY TIME AND WITHOUT NOTICE TO YOU.

1. Limitations of Liability and Indemnification. By using any services provided by X2Sign, you agree that in no event will X2Sign, Website Owner, its and their officers, employees, agents, affiliates, licensees and web hosting services be liable for any direct or indirect, incidental, special or consequential damages as a result of your accessing the website and using any of the services available. Your sole remedy for any breach or default of this Agreement by X2Sign or Website Owner shall be a return of any fees paid to X2Sign or Website Owner for any services provided under this Agreement. You indemnify and agree to defend and hold harmless X2Sign, Website Owner, its and their officers, employees, agents, affiliates, licensees and web hosting services and third parties for any losses, costs, liabilities and expenses (including but not limited to court costs, legal fees, awards or settlements) relating to or arising out of your use of X2Sign, including any breach by you of the Terms contained in this Agreement.

2. Do Not Rely on X2Sign. Opinions, advice, statements or other comments should not necessarily be relied upon and are not to be construed as professional advice from X2Sign or Website Owner. X2Sign and Website Owner do not guarantee the accuracy or completeness of any of the information provided, and are not responsible for any loss resulting from your reliance on such information.

3. Warning re: Misappropriated Information. It is possible that by using your e-mail address, other people may, through other means outside the control of X2Sign, have access to personal information about you. X2Sign, Website Owner, its employees, agents, affiliates, licensees and web hosting services are not responsible for these transmissions or for the release of such information by others about you.

4. Right to Monitor. You are responsible for any activities that take place under your username and password. If you become aware of any unauthorized use of your password or account, or any other breach of security, please contact X2Sign immediately. It is up to you to maintain the confidentiality of your password and account. X2Sign is not responsible or liable for any loss or damage arising from your failure to comply with the provisions of this Agreement.

5. Confidentiality. It is agreed that all personal information given to X2Sign or Website Owner, will be kept confidential by X2Sign and Website Owner, with the following exceptions: (1) basic biographical information (i.e. age, sex, race) will be posted with your user ID for others to view; (2) you actively chose to post your personal information for others to see; or (3) you have harassed another person via any service provided by X2Sign, in which case the confidentiality clause contained in this Agreement is rendered null and void.

Any passwords used for this website are for the Client’s individual use only. You will be responsible for the security of your password(s). From time to time, X2Sign may require that you change your password. You are prohibited from using any services or facilities provided in connection with this website to compromise its security or tamper with any of its system, resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password crackers, rootkits, Trojan horses, or network probing tools) is strictly prohibited. If you become involved in any violation of system security, the X2Sign reserves the right to release your account details to system administrators at other websites and/or the authorities in order to assist them in resolving security incidents. Website reserves the right to investigate suspected violations of this Agreement. Website and Website Owner reserve the right to fully cooperate with any law enforcement authorities or court order requesting or directing X2Sign to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate this Agreement.

It is our policy to release a Client’s personal identifying information and any other information when we reasonably believe such disclosure is appropriate to comply with applicable law, to enforce any of our contracts or agreements, to protect the rights, property or safety of our users and customers, in response to a governmental authority request or legal process, or for purposes of fraud protection. By accepting this Agreement you waive all rights and agree to hold X2Sign and Website Owner harmless from any claims resulting from any action taken by X2Sign during or as a result of its investigations and/or from any actions taken as a consequence of investigations by either X2Sign or law enforcement authorities.

6. Ownership, Copyrights, Trademarks, Licenses. You acknowledge and agree that the website and any software or programs used with respect to any X2Sign’s services contain proprietary and confidential information that is the property of Website Owner [and its licensors] and is protected by applicable intellectual property and other laws. No rights or title of to any of the proprietary and confidential information on X2Sign or any software used in connection with any of its services is provided, transferred or assigned to you. You agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on any of X2Sign’s services or software, in whole or in part. Trademarks, service marks, logos, and copyrighted works appearing in X2Sign are the property of the Website Owner. X2Sign retains all rights with respect to any intellectual property appearing on the website, and no rights in such materials are transferred or assigned to you.

7. No Warranties. THE USE OF X2SIGN AND ANY SERVICE IT PROVIDES IS AT YOUR SOLE RISK. THE WEBSITE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. X2Sign EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. X2SIGN MAKES NO WARRANTY THAT (1) THE SERVICES WILL MEET YOUR REQUIREMENTS, (2) THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (3) THE RESULTS OF USING THE SERVICES WILL BE ACCURATE OR RELIABLE, (4) THE QUALITY OF SERVICES WILL MEET YOUR EXPECTATIONS, OR (5) THAT ANY ERRORS IN THE SOFTWARE UTILIZED BY THE SERVICES WILL BE CORRECTED.

8. Jurisdiction. This Agreement or any dispute arising from this Agreement is governed by the laws of Florida, without regard to provisions of conflicts of law. Any lawsuit arising from or related to this Agreement shall be brought exclusively before the state court in the 15^th Judicial Circuit, in and for Palm Beach County, Florida, and you hereby consent to the jurisdiction of any such court. YOU AGREE THAT REGARDLESS OF ANY STATUTE OR LAW TO THE CONTRARY, ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO USE OF X2SIGN OR THIS AGREEMENT MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION AROSE OR BE FOREVER BARRED.

9. Severability. If any provision is found to be invalid, the remaining provisions will be in full force and effect.

10. Certification. YOU MUST BE AT LEAST 18 YEARS OF AGE TO REGISTER, ACCESS AND USE ANY SERVICE PRVIDED BY X2SIGN. IF YOU ARE UNDER THE AGE OF 18, DO NOT USE THIS WEBSITE FOR ANY PURPOSE.

12. Entire Agreement. This Agreement constitutes the entire agreement among the parties relating to the subject matter hereof, and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written between you and X2Sign and Website Owner with respect to the X2Sign and any service it provides. Notwithstanding the foregoing, you may also be subject to additional terms and conditions, posted policies, guidelines, or rules that may apply when you use X2Sign or any of its services. Website Owner may revise these Terms and Conditions of Use at any time, and such changes will be effective from and after the date that the same are delivered to you by e-mail or regular mail. Your continued use of X2Sign after any changes have been made to this Agreement signifies and confirms your acceptance of any changes or amendments to this Agreement.

13. Waiver. The failure of Website or Website Owner to exercise or enforce any right or provision of this Agreement shall not operate as a waiver of such right or provision. Any waiver of this Agreement by Website or Website Owner must be in writing and signed by an authorized representative of the Website Owner.

You further understand and agree that clicking or pressing on the "I agree" is the electronic equivalent of a written signature on this document.